Free business and investing Kindle books for 22 Sep 14

Common Interview Questions: Feel Confident And Answer Them Easily (Happy Job Hunting Series Book 1)

by Ethan Powers

No matter if you are just starting out or if you are going for your tenth interview, this book is exactly what you need as your secret weapon.

In this book, you will discover practical and useful tips to make you feel confident during your interview session, making you the special person that companies would love to hire.

The first highlight of this no-nonsense book is a simple yet powerful checklist. It is included to help you realize just how ready you are for the interview.

With the checklist by your side, you can easily outwit, outplay and outlast other interviewees.

Here is a sample… Checklist #10:” I can sum up in 90 secs why I should get the job.”

The second highlight is the section on the common interview questions and model answers.The psychology behind the question is also explained.

There’s a whooping 100 plus model Question and Answers.

Other topics covered include:

â?? The 6 types of interview questions and how to address them

â?? Turn your nervousness into an advantage

â?? How to prepare for an interview

â?? What is an interview, really what is it?

â?? And many more…

Scroll up and grab your copy now. Your dream job is waiting for you right this very moment.

How To Have More Courage: Simple Ideas for building up your courage muscle (How To eBooks Book 13)

by HTeBooks

LEARN TODAY: How To Build Up Your Courage Muscle

This eBook aims to help build courage in all the aspects of one’s lifeâ??physically, emotionally, morally, and intellectually by acknowledging fear at its source and eventually overcoming it through understanding.

“Courage is resistance to fear, mastery of fearâ??not absence of fear. Courage is not the lack of fear. It is acting in spite of it.” – Mark Twain



  • Intensifying Rational Courage
  • Developing Moral Courage
  • Fostering Emotional Courage
  • Boosting Physical Courage
  • Overcoming Fear
  • Facing Fear
  • Understanding One’s Fear
  • Analyzing One’s Level of Fear
  • Acknowledging Fear as the Source of Courage
  • And Much More


Wholesaling Real Estate: A Beginners Guide

by Brent Driscoll

LEARN:: How to Wholesale Real Estate

Do you want to invest in real estate but lack the capitol? Are you looking for real estate investments that are lower risk? Are you willing to put in a little sweat equity?

The truth is, real estate wholesaling can be a fun and exciting venture. Want more information? Read the beginners guide Wholesaling Real estate.

Wholesaling Real Estate:: Low Risk, High Rewards Real Estate Investing

You have always dreamed and talked about getting into real estate but you have been waiting for the right time, waiting for enough money, for the right market, and the right deal. With Wholesaling Real estate wait no longer. The name of the game is marketing to find the right deal and the right opportunity.

DISCOVER: Methods to Creating a Successful Real Estate Wholesaling Business

In “Wholesaling Real Estate: A Beginners Guide,” you’ll discover how to create systems for finding the deals that can help you bank thousands of dollars per transaction. Not only will you learn the basics, you’ll also discover a wide range of advanced tools and tactics.

You will learn:

Income Potential of Real Estate Wholesaling

– Finding Sellers

How to Find Buyers

– Using Bandit Signs to Find Real Estate Deals

Using Yellow Letters for Wholesaling Real Estate

– Making offers and Overcoming Fear of Rejection

Evaluating Your Wholesale Deal

– Getting Paid

Real estate is one of the fastest ways to become wealthy. All you need is an action plan for getting started. With “Wholesaling Real Estate,” you get that blueprint.

Would You Like To Know More?

Download and start your wholesaling business today.

Scroll to the top of the page and select the buy button.

Understanding Risk Management and Compliance, What Is Different After Monday, September 15, 2014

by George Lekatis

It is difficult to strike a balance between the need for universal banking and the need to shield the deposit-taking banks from an excessive risk-taking in trading activity.

Just two weeks after the G20 leaders (at their 2010 summit in Seoul) endorsed the Basel III framework, we read at the Financial Times that Deutsche Bank has succeeded in winning majority control of Deutsche Postbank.


We read: “Expanding Deutsche’s retail base is a key goal of Josef Ackermann, chief executive, before his contract expires in 2013. Deutsche has made most of its recent profits from its powerful trading operations but Anshu Jain, head of Deutsche’s investment bank and a possible successor to Mr. Ackermann, has also welcomed the Postbank acquisition, saying a “universal banking” model is likely to prevail over “pure play” investment banking.

Well, Erkki Liikanen has a different approach.

Most of you know him. He was elected to the Finnish Parliament in 1972 when he was only 21 years old. He left Parliament in 1990 to become the first Finnish ambassador to the European Union.

In February 2012, EU Commissioner Michel Barnier asked Erkki Liikanen to chair a group of experts to assess the need for structural reforms to the EU banking sector. Their works is known as the Liikanen report was published on October 2, 2012.

The 153 page report combined key features of the Dodd-Frank Wall Street Reform and Consumer Protection Act and the UK’s 2011 Vickers Report by the Independent Commission on Banking.

Today, we can study an excellent speech of Erkki Liikanen at the Alpbach Financial Market Symposium, Alpbach, Austria.

He says:

“The Expert Group that I chaired saw the need to simplify the structure of large and complex banks to shield the deposit-taking bank from an excessive risk-taking in trading activity, to facilitate monitoring and supervision of these banks and to make the recovery and resolution measures easier to impose.

At the same time, we wanted to preserve the universal banking model that, by and large, has well served the European economy.

Given these starting points, we proposed a mandatory separation of a deposit entity and a trading entity within a banking group.”

I remember that the report recommends a set of five measures that augment and complement the set of regulatory reforms already enacted or proposed by the EU, the Basel Committee and national governments.

“First, proprietary trading and other significant trading activities should be assigned to a separate legal entity if the activities to be separated amount to a significant share of a bank’s business.

This would ensure that trading activities beyond the threshold are carried out on a stand-alone basis and separate from the deposit bank.

As a consequence, deposits, and the explicit and implicit guarantee they carry, would no longer directly support risky trading activities.

The long-standing universal banking model in Europe would remain, however, untouched, since the separated activities would be carried out in the same banking group. Hence, banks’ ability to provide a wide range of financial services to their customers would be maintained.

Second, the Group emphasises the need for banks to draw up and maintain effective and realistic recovery and resolution plans, as proposed in the Commission’s Bank Recovery and Resolution Directive (BRR).

The resolution authority should request wider separation than considered mandatory above if this is deemed necessary to ensure resolvability and operational continuity of critical functions.

Third, the Group strongly supports the use of designated bail-in instruments.

Banks should build up a sufficiently large layer of bail-in able debt that should be clearly defined, so that its position within the hierarchy of debt commitments in a bank’s balance sheet is clear and investors understand the eventual treatment in case of resolution.

Such debt should …

Minimalist Budget: Ways to Save Money and Take Control of Your Personal Finances (Saving Money Tips & Budgeting Made Easy)

by Peter Holt

Minimalist Budget

Curious about how minimalist budget? They save gobs of money yearly and have money for what matters most in life. Even if you are not keen on the idea of being a minimalist, you can learn a lot from they way they spend money. This book is going to help you understand how to budget like a minimalist and approach finances like one also.

Our lives are restricted by the financial obligations we have. If you are tired of living paycheck to paycheck and barely getting by, it’s time to get your finances in order. Discover the power that the minimalist approach to living within your means can bring to you.

Get your copy today and start saving!

Handbook to Financial Independence: Using Passive Income to Achieve Financial Freedom

by Jonathan Middaugh

Financial independence (FI) is about opening up possibilities. If you are financially independent, you can choose exactly how you want to spend your time. You can volunteer, have more family time, travel the world, or start a business, just to name a few of the many options.

Financial independence is achieved when your core expenses are covered by passive income. Passive income can be generated by investments or earned through content-based sources such as blogs, e-books, and so on. Handbook to Financial Independence is a straightforward guide that gives you the tools, ideas and motivation to reach FI. The most important thing you can do for your financial future is to get started today!

Below is an excerpt from the book that shows the type of analysis that “Handbook to Financial Independence” digs into:

“â?¦If Mr. Workhard wants to earn $25,000 of free cash flow from his Dividend Growth Investing (DGI) portfolio, he could accumulate a 100% DGI stock portfolio worth $685,000 with a dividend yield of 3.65%. This would be a great option, and the best part is that he will likely get organic dividend growth of ~7%, depending on the stocks in his portfolio. However, Mr. Workhard could have achieved FI with a portfolio of significantly smaller value if he included bonds. For example, a portfolio of $450,000 of DGI stocks yielding 3.65% and $145,000 of bonds yielding 6% would generate $25,000 annually, for a total portfolio size of $595,000. The downside of this strategy is that future income growth is sharply reduced. If the DGI stocks are growing dividends at 7% and the bonds naturally have no income growth, then the total income growth rate is roughly 5.3%. This is still enough to handily beat inflation and even increase purchasing power, but it is not nearly as dramatic as 7% income growthâ?¦”

Organize Your Life: The Ultimate Guide to How to Organize Your Life for Maximum Productivity and Efficiency (organize your life, organize your home, organize … your home, how to organize your life)

by James Jackson

Organize Your Life:The Ultimate Guide to How to Organize Your Life for Maximum Productivity and Efficiency!

Today only, get this Kindle Book for just $0.99. Regularly priced

at $4.99. Read on your PC, Mac, smart phone, tablet or Kindle device.

You’re about to discover how to organize your life for maximum productivity and efficiency! Thousands of people worldwide struggle with organizing certain aspects of their life. Thousands of more people are simply dumbfounded and lack an effective system to organizing their life permanently. Most people realize how much of a problem this is but are unable to adopt a new way of organizing simply because of excuses and stories we have told ourselves such as; “I’m to busy” “never enough time” “its impossible” “I’ve got kids” “I’m too tired” and plenty of more excuses.

The truth is, if you are struggling to organize your life for maximum productivity and efficiency its because you are lacking the creativity and information needed.

This book goes into a step by step proven strategy that will help you organize your life therefore in return increasing overall productivity and efficiency for all areas in your life; permanently.

Here Is A Preview Of What You’ll Learn…

  • Understanding Organization
  • Why Organization is Critical to Your Success
  • Organization Secrets
  • Step By Step Organization Process
  • Killer Techniques & Strategies To Organizing Your Life Forever
  • Tips For Better Organization In Your Life
  • Organizing Your Home & Office
  • Much, much more!

Download your copy today!

Take action right away to create the organized life you’ve always wanted today by downloading this book “Organize Your Life” for a limited time discount for only $0.99!

Download Today!

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